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Machinery Loans

Making Every Indian’s Dream Home a Realiy

Machinery Loans

Machinery loan helps you acquire finance for new or used equipment you need for your business. Applying for a Machinery loan is typically a fast and easy way to finance the purchase of most types of equipment, machinery, vehicles, etc. As it turns out, most businesses can qualify for Machinery loan. How much you are qualified for and the interest rate you’ll pay depends on the value of the machinery, your credit score and your business’s financial history Machinery loan can be a great option if your credit rating is less than perfect too, since the machinery you purchase acts as collateral.

Types of Home Loan

These loans are offered to those borrowers who are looking for the purchase of either a house or a flat.

Home Construction Loans are specially meant for the construction of a new home. Here If, the plot on which construction is being carried out is purchased within a period of one year, then the cost of the plot is also included as the component for the valuation of total cost of the property. But in case the date of purchase exceeds one year to the date of application then the cost of plot is not included as the component for the valuation of total cost of the property.

Home Extension/Improvement Loans are offered to meet the cost incurred on extension/alteration of an existing house.

Home Conversion Loans are offered to those who want finance for the purchase of another home by swapping with the already existing home on which loan is already sanctioned.

Land Purchase Loans can be availed for purchasing new residential land/plot.

Bridge Loans are offered for selling the existing home and purchasing of another home. The bridge loan supports in the finance of new home, until a buyer is found for the old home.

Balance Transfer of the loan is shifting the balance of an existing home loan to another company may be at better rate of interest or due to some service issues

Land Purchase Loans can be availed for purchasing new residential land/plot.

NRI Home Loans are meant for Non-Resident Indians who wish to build or buy a home or property in India.

Key Features & Benefits of Machinery Loans

Frequently Asked Questions

Yes, subject to terms and conditions, you may have the option to switch between fixed and floating interest rates.

Maintaining a good credit score, stable income, and providing accurate documentation can enhance your chances of loan approval.

PMAY (Pradhan Mantri Awas Yojana) is a government scheme offering financial assistance for homebuyers. Eligible applicants can benefit from subsidies.

Yes, you can get pre-approved for a home loan, which helps in the home-buying process.

The required Proof of Income documents may vary, but providing comprehensive documentation strengthens your loan application.