Our Loan Products
Home Loan can be confusing. Got questions? No problem! We are here to help you every step of the way. At Call4loan, We strive to provide speedy solution for all your home finance queries.
Home Loans
Old Plot Purchases
Plot Purchases
Mortgage Loan
Commercial Purchase
NRI / Overseas Loan
Project Loans
Repair / Renovation Loans
Why Choose Call4Loan
We truly mean it when we say we want to be the most customer-friendly bank
Key advantages of Our Loans
Home Loan can be confusing. Got questions? No problem! We are here to help you every step of the way. At Call4Loan, We strive to provide speedy solution for all your home finance queries.
Financial Calculators
Financial calculators are tools designed to help individuals and businesses make informed financial decisions by performing various calculations related to loans, mortgages, investments, savings, and more.
Loan Calculator
Amount
Length
% Interest
Principal
Interest
Total Payable
But don’t take our word for it,
Hear from our Delighted customers
"I was in a tight spot and needed some extra cash fast. Call4loan came through for me with their quick approval process and reasonable rates. Thanks to them, I was able to handle my financial emergency with ease."
Frequently Asked Questions
Step 1:Submit your loan application along with required set of documents.
Step 2: Your application would be assessed on the basis of various eligibility and funding norms.
Step 3: A property valuation and title check may be carried out by the company representative to determine the property value and legal clearance of the property to arrive at the loan amount.
Step 4: Based on the internal and regulatory guidelines, We may approve or reject the loan application.
Step 5: Submission of the original property documents are required along with signing of agreements, handing over of registered property papers and submission of post-dated cheques/ECS.
Step 6: Upon finding all the documents in order, We will disburse the loan amount to the developer/contractor based on the progress of construction. The EMI/Pre-EMI will commence after the disbursement.
You are eligible for a loan if you are an Indian citizen or a person of Indian Origin and are a salaried/ self- employed professional/ a businessman. Your loan eligibility will be determined by Call4Loan on the basis of professional income, age, qualifications, number of dependents, co-applicant’s income, assets, liabilities, stability and continuity of occupation, savings and prior credit history. Further, the loan eligibility will also be dependent on the value of property selected by you.
We can fund up to 90% of the property value in case of Home Loan and up to 60% in case of Loan Against Property. However, Our norms may change from time to time and from property to property or based on the loan amount.
Yes, you can avail re-finance at applicable Home Loan rate within 6 months from the date of property purchase.
Your loan is repaid through Equated Monthly Instalments (EMI), which includes principal and interest component. EMI repayment starts from the month subsequent to the month of final disbursement. Pre-EMI Interest is the simple interest, payable every month till the time loan amount is not fully disbursed.
